Overnight Oats Chocolate Chips

Featured in: Sweet Treats

This dish combines old-fashioned rolled oats soaked overnight in milk and Greek yogurt, enriched with chia seeds and vanilla. Creamy peanut butter and mini chocolate chips add rich, sweet flavors. Prepared cold with no cooking, it’s ready after a night of chilling. Ideal for busy mornings, it can be topped with bananas or extra peanut butter. Vegan variations use plant-based milk and sweetener. Store covered in the fridge up to 3 days.

Updated on Mon, 16 Feb 2026 14:07:00 GMT
Creamy overnight oats layered with peanut butter and chocolate chips, perfect for a quick and satisfying breakfast. Save
Creamy overnight oats layered with peanut butter and chocolate chips, perfect for a quick and satisfying breakfast. | cinnamonglow.com

There's something quietly magical about waking up to breakfast that's already waiting for you, and overnight oats taught me that lesson on a hectic Tuesday morning when I had exactly four minutes before heading out the door. My roommate had left a jar of these in our shared fridge the night before, and I grabbed it half-asleep, expecting disappointment—instead, I got creamy, chocolatey comfort that tasted like someone had actually cared enough to make me breakfast. That moment changed how I thought about meal prep, transforming it from a chore into a small act of kindness to my future self. Now, chocolate chips and peanut butter swimming in those soft oats feel like the breakfast equivalent of a hug.

I made this for my sister during her first week of a new job, when she was too frazzled to think about food, and watching her face light up when she tasted it was better than any thank-you note. She kept texting me photos of her jar from her desk, asking if she could make a batch big enough to last the whole month. That's when I realized overnight oats aren't just breakfast—they're a small rebellion against the chaos of mornings and a tangible reminder that taking care of yourself matters.

Ingredients

  • Old-fashioned rolled oats (1 cup): The texture matters here—rolled oats absorb liquid gently and stay creamy rather than turning into porridge, which took me a few batches to appreciate.
  • Milk, dairy or plant-based (1 cup): This is your liquid base, and I've learned that creamier milks like oat or coconut make the whole thing taste richer without any extra effort.
  • Plain Greek yogurt (1/2 cup): The secret weapon that adds protein and creates that smooth, luxurious texture—or use a non-dairy yogurt if that's your preference.
  • Chia seeds (2 tbsp): They thicken everything while adding omega-3s, and honestly, they make you feel like you're doing something genuinely good for your body.
  • Honey or maple syrup (1 tbsp): Just enough sweetness to let the chocolate and peanut butter shine without making it taste like dessert masquerading as breakfast.
  • Vanilla extract (1/2 tsp): A tiny amount that somehow ties all the flavors together and makes your kitchen smell like a cozy coffee shop.
  • Creamy peanut butter (2 tbsp): Stir it in rather than leaving it on top so it distributes evenly—I learned this the hard way after biting into a pocket of undiluted peanut butter.
  • Mini chocolate chips (3 tbsp): Smaller chips distribute better than regular ones, and using mini keeps the sweetness balanced rather than overwhelming.

Instructions

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Gather your base:
In a bowl or jar, combine the oats, milk, yogurt, chia seeds, sweetener, and vanilla, stirring until everything looks evenly mixed. You should hear the chia seeds clicking against the bottom as you stir—that's your signal they're starting to hydrate.
Swirl in the good stuff:
Add the peanut butter and chocolate chips, stirring thoroughly so they're distributed throughout rather than sinking to the bottom. The peanut butter might resist at first, but keep stirring gently and it'll blend right in.
Let time do the work:
Cover everything and slide it into the fridge overnight, or for at least six hours if you're impatient like me. The oats will absorb the liquid and transform into something creamy and pudding-like while you sleep.
Wake up and adjust:
In the morning, give it a good stir and taste—if it feels too thick, splash in a bit more milk to reach your preferred consistency. Some mornings I like it spoonable, other days I want it pourable, and that flexibility is part of the charm.
Top and serve:
Add banana slices, a drizzle of peanut butter, extra chocolate chips, or whatever else calls to you from the kitchen. This is where you get to make it feel special and uniquely yours.
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One rainy Sunday, I made four jars of this for the week ahead, and something about lining them up on the shelf felt like I was finally taking control of something in my chaotic life. My partner walked in, laughed at my precision, and then asked me to make extra so they could start doing the same thing. Now we have this little ritual of making them together on Sunday afternoons, and breakfast has become less about fuel and more about those quiet moments together.

The Joy of No-Cook Breakfast

There's genuine freedom in knowing your breakfast is ready before your brain even wakes up, and I've noticed I'm more likely to actually eat something substantial when the barrier to entry is this low. Overnight oats taught me that meal prep doesn't have to feel like punishment—it can feel like a gift you're giving yourself, wrapped up in a jar and waiting patiently in the fridge.

Playing with Flavors and Textures

After making this same recipe dozens of times, I've gotten curious about the edges—swapping peanut butter for almond or cashew butter, using dark chocolate chips instead of milk chocolate, even throwing in a pinch of sea salt to make everything pop. The base is forgiving enough that you can get creative without it ever feeling wrong, and that's when cooking feels like play rather than following rules.

Meal Prep That Actually Sticks

The fact that these keep beautifully for three days changed my approach to breakfast entirely, turning Sunday prep into something that feels manageable rather than overwhelming. I've also discovered that mason jars make the whole experience feel more intentional somehow, like you're preserving something special rather than just storing food.

  • Make them in batches using identical jars so your fridge looks beautifully organized and your mornings feel effortless.
  • Label them with the date if you want to be thorough, or just trust that you'll remember which ones are older.
  • The chocolate chips hold their texture better than you'd expect, staying faintly chewy rather than dissolving into the oats.
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Wholesome oats soaked in milk and yogurt, swirled with rich peanut butter and topped with sweet chocolate chips. Save
Wholesome oats soaked in milk and yogurt, swirled with rich peanut butter and topped with sweet chocolate chips. | cinnamonglow.com

Overnight oats became my answer to those mornings when I need to feel taken care of but don't have the energy to take care of myself, and that simple kindness keeps bringing me back. There's something profound about a breakfast that meets you where you are, asking nothing but patience and a spoon.

Recipe FAQ Section

Can I use plant-based milk for soaking oats?

Yes, plant-based milks like almond or soy work well and keep the dish dairy-free.

What can I substitute for peanut butter?

Almond or cashew butter make great alternatives offering different flavors and similar creaminess.

How long should the oats soak?

Soak the oats at least 6 hours or overnight to allow them to soften and thicken thoroughly.

Can I prepare this ahead of time?

Yes, it’s perfect for meal prep and can be stored in the fridge for up to 3 days.

Are there options to adjust sweetness?

Honey or maple syrup adds natural sweetness; adjust amounts or omit as needed for taste preferences.

Is it possible to add toppings?

Yes, sliced bananas, extra peanut butter drizzle, or more chocolate chips enhance texture and flavor.

Overnight Oats Chocolate Chips

Wholesome oats soaked overnight with peanut butter and chocolate chips for a creamy breakfast.

Prep duration
10 min
Time to cook
1 min
Complete duration
11 min
Created by Hannah Collins

Classification Sweet Treats

Skill level Easy

Cultural Origin American

Output 2 Portion count

Dietary considerations Meat-free

Components

Oats Base

01 1 cup old-fashioned rolled oats
02 1 cup milk, dairy or plant-based
03 1/2 cup plain Greek yogurt or non-dairy alternative
04 2 tablespoons chia seeds
05 1 tablespoon honey or maple syrup
06 1/2 teaspoon vanilla extract

Mix-Ins

01 2 tablespoons creamy peanut butter
02 3 tablespoons mini chocolate chips

Toppings

01 Sliced bananas
02 Additional peanut butter for drizzle
03 Extra chocolate chips

Method

Phase 01

Combine base ingredients: In a medium bowl or large mason jar, combine oats, milk, Greek yogurt, chia seeds, honey or maple syrup, and vanilla extract. Stir thoroughly until well incorporated.

Phase 02

Fold in mix-ins: Add peanut butter and chocolate chips, stirring to distribute evenly throughout the mixture.

Phase 03

Chill overnight: Cover the container and refrigerate for at least 6 hours, preferably overnight, allowing the oats to absorb liquid and thicken.

Phase 04

Adjust consistency: In the morning, stir the oats thoroughly. Add a splash of additional milk if a looser texture is preferred.

Phase 05

Serve and garnish: Transfer to serving bowls and top with sliced bananas, peanut butter drizzle, and additional chocolate chips as desired.

Tools needed

  • Mixing bowl or mason jar
  • Spoon or spatula
  • Measuring cups and spoons

Allergy details

Review each component for potential allergens and consult with a healthcare professional if you're uncertain about any ingredients.
  • Contains peanuts
  • Contains dairy unless non-dairy alternatives are used
  • May contain soy from chocolate chips
  • May contain gluten unless oats are certified gluten-free

Nutritional breakdown (per portion)

These values are provided as estimates only and shouldn't replace professional medical guidance.
  • Energy: 390
  • Fats: 17 g
  • Carbohydrates: 45 g
  • Protein Content: 15 g